Working in Korea · Tools
Korea salary calculator: what you actually take home
Gross pay is not what reaches your account. After the four insurances and income tax, most workers in Korea keep about 88–92% of gross. Enter your monthly gross salary below to estimate your take-home pay (실수령액) for 2026, then subtract living costs to see what is really left each month.
Take-home uses the official 2026 four-insurance rates + the 간이세액표 tax table (assumes a ₩200,000 tax-free meal allowance, 1 dependent).
Estimated take-home
2,666,900 won
Total costs
1,300,000 won
Left each month
1,366,900 won
≈ $991
What gets deducted
| National Pension (국민연금) | 4.5% |
| Health insurance (건강보험, incl. long-term care) | ≈ 3.9% |
| Employment insurance (고용보험) | 0.9% |
| Income tax (소득세) + local tax | varies by bracket & dependents |
Example: on a ₩3,000,000 gross salary you take home roughly ₩2,730,000 after insurance and tax at this level.
Source: official 2026 insurance rates + 간이세액표 (국세청). Estimate for reference; not financial advice.
Frequently asked questions
What is 실수령액 (take-home pay) in Korea?▾
It is what actually lands in your account after the four mandatory insurances (pension, health, employment, industrial-accident) and income tax are deducted from your gross salary. This tool estimates that figure.
How much is deducted from a salary in Korea?▾
The four insurances plus income and local tax usually total about 8–12% of gross, depending on your salary and dependents. Most workers take home roughly 88–92% of gross.
Is this salary calculator free?▾
Yes — completely free and no sign-up. It uses the official 2026 insurance rates and the 간이세액표 tax table from Korea’s National Tax Service.
How accurate is the result?▾
It is a close estimate at current rates. Your real figure can vary slightly with dependents, allowances and the year-end tax settlement (연말정산).